Not Having An Emergency Fund

 Story link: https://medium.com/
 Saved by user, Anonymous on December 14, 2016; 05:07 PM
Lot of people knows about the importance of 401(k) fund, but they forget to focus on an emergency saving fund. It is not necessary to create a huge amount every month for emergency. Due to heavy penalties for taking out money from 401(k) early, most Americans ignore it.

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